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  • Last update: 3 years ago
  • Version: 1.6.8-224-20160914
  • Compatibility: 4.1 and up
  • Author: paydirekt GmbH
  • Content rating: Everyone
  • Package name:
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paydirekt is a financial app that enables you to make payments. It is accepted by German banks and financial institutions. You can download paydirekt from the App Store or Google Play.

Functionality 4/5

paydirekt is a handy tool that enables you to make not only payments and money transfers but also monitor your expenditure. When it comes to shopping, the application allows you to manage orders you have placed and also send cash to family and friends. However, sending money to other individuals is not fully functional. To use it, you must log in using your personal PIN or Touch ID for authentication.

Design 4/5

The application has a sleek interface that is ideal for easy understanding and navigation. There are several navigational components such as the search bar where you can look for your contacts conveniently so as to transact. Informational elements such as icons are well descriptive of the functions they represent. Input controls - buttons - are ideally positioned on the interface for quick access. White and green colors used are eye-candy.

PayDirekt mobile app

Usability 4/5

paydirekt is quite difficult to use efficiently especially if you are using it for the first time. The application heavily depends on user input for any functionalities to be executed and therefore you have to be wholly conversant with how to navigate around. It is easy to configure the application to transact from your bank account. Signing up is done via your bank, therefore you need first to confirm that your bank supports paydirekt. You can access a list of your merchants and clients with ease by looking for in the search box. In order to view your orders, you access the list from the orders section conveniently. You also can view a list of recent transactions you have made by navigating to the transactions menu. The ease in usability comes down to the great design in terms of the UI and the visual elements used.

Cross-Platform Use 4/5

paydirekt is compatible with both iOS and Android platforms. Taking a look at specific requirements for each platform, if you are using iOS gadgets, your device should have version 9.0 or later. The app is compatible with an iPhone, iPad or iPod touch. For Android users, the gadgets ought to be updated to Android 5.0 or later. Ensure that your device’s hardware is top for a smooth performance.

In-App Purchases

The most far-fetched information in this paydirekt review is that the application is available at no charges. You are to pay nothing for it, neither before downloading nor during the use as there are no in-app purchases. The only possible cost to incur is for your internet as the app uses data to communicate with your bank, merchants and your contacts who you transact with.

The Bottom Line

If you would love a tool that enables you to pay for purchases online, ask you to authenticate your transactions and send money, then download paydirekt as it allows you to do all these functions from your phone. Authentication protects your money because your bank cannot complete a transaction without confirming that you are requesting completion of the transaction.



paydirekt gives you a convenient way to make purchases online and monitor your spendings.

Pros : Supports family sharing on iOS devices;
Stringent security features for transaction authentication.

Cons : Offered only in the German language.

Functionality 4

Design 4

Usability 4

Cross-platform use 4

Average : 4.0


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